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Payday and other alike quick loan schemes are not allowed in North Carolina. Other states are beginning to take into account legislation and to put laws in place that will further control and maybe even curb pay day loans altogether. Still more needs to be done.

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Nevertheless the question that begs to be answered is that this: Do payday loan companies give you a legitimate service that individuals actually need or is it merely preying upon individuals with nowhere left to turn for credit options?Generally speaking, a pay day loan place charges roughly $15-20 on every $100 you borrow and asks the money be repaid by 50 % weeks or less.

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